The fundamental issue for the Christians as we face the future is that there is now no condemnation for those who are in Christ Jesus. In Romans 8:1 Paul would tell us this: There is therefore now no condemnation for those who are in Christ Jesus. Further in 1 Thessalonians 5:9 we read For God has not destined us for wrath, but to obtain salvation through our Lord Jesus Christ.
All the punishment due to a Christian was borne at Calvary’s cross by our Lord Jesus Christ. This is the truth of propitiation. He took all our wrath and now we glory in all his blessings. We stand as those accepted in the beloved One. As we look ahead then, we see that there is nothing that can separate us from the love of God in Christ Jesus (see Romans 8:31-39). This is all God’s amazing grace. Praise Him!
As regards to the future though the Christian does anticipate a day when there will be an assessment of our lives at the judgement seat of Christ. That is not a day when we will face punishment. It is a day, though, when we could well face loss of reward on account of our lack of devotion and faithfulness in this life.
In 1 Corinthians 3:15 we read: If anyone’s work is burned up, he will suffer loss, though he himself will be saved, but only as through fire. Here are the wood, hay and straw works (see 1 Cor. 3:12).Salvation is not lost, but eternal reward is.